Terms & conditions

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Interpretation and Definitions

Interpretation

Words with initial capital letters have defined meanings. These definitions apply regardless of singular or plural use.

Definitions

  • Company / We / Us / Our: Kingswood Law IFA Limited, registered in England and Wales (Company Number 5842249) with registered office at Felcourt Farm, Felcourt Road, East Grinstead, RH19 2RR.
  • FCA: The Financial Conduct Authority, which authorises and regulates Kingswood Law IFA Limited (Firm Reference Number 453814).
  • Website: This website operated by Kingswood Law IFA Limited.
  • You / User: Any individual accessing or using this Website.

Acknowledgment and Acceptance of Terms

By accessing or using this Website, you agree to be bound by these Terms. If you do not agree, you should stop using the Website immediately.

  • This Website is intended for individuals aged 18 and over who are resident in the United Kingdom.
  • Use of the Website is also subject to our separate Privacy Policy and Cookie Policy.

Regulatory Status

Kingswood Law IFA Limited is authorised and regulated by the Financial Conduct Authority (FCA Reference Number 453814).

The FCA does not regulate deposits and taxation advice.

The guidance and/or advice contained in this Website is subject to the UK regulatory regime and is therefore restricted to UK consumers.

Nature of Information on This Website

  • All content is provided for general information and marketing purposes only.
  • Nothing on this Website constitutes personalised financial advice or a recommendation.
  • Regulated advice will only be provided under a separate signed Client Agreement. Completion of a contact form does not create a client relationship.

Services Covered by Separate Agreement

We provide advice on investments, pensions, mortgages, insurance, and related financial planning, with an emphasis on later-life provision.

Any regulated activity will only commence once both parties sign a written Client Agreement that sets out the scope, fees, and terms of engagement.

Liability

  • While we take reasonable care to ensure that the information on this Website is accurate and up to date, no warranty or representation is given.
  • To the fullest extent permitted by law, Kingswood Law IFA Limited accepts no liability for any loss, damage, costs, or expenses incurred from reliance on the information on this Website.
  • Nothing in these Terms excludes or limits liability for fraud, fraudulent misrepresentation, or death/personal injury caused by negligence.

Intellectual Property

All content on this Website is owned by or licensed to Kingswood Law IFA Limited. You may not copy, reproduce, or distribute material without prior written consent.

External Links

This Website may contain links to third-party websites. These are provided for convenience only. We accept no responsibility for the content, availability, or security of external websites.

Termination of Access

We reserve the right to suspend or terminate access to the Website at any time, without notice, if we reasonably believe there has been misuse or a breach of these Terms.

Privacy and Cookies

  • Personal information you provide via this Website will be handled in accordance with our Privacy Policy.
  • This Website may use cookies, including those necessary for basic operation under the default WordPress installation. Details are set out in our Cookie Policy.

Complaints

If you have a complaint about our services:

  • Email [email protected] and it will be routed to our complaints department.
  • If you are not satisfied with our final response, you may have the right to refer your complaint to the Financial Ombudsman Service:

Address: Exchange Tower, London E14 9SR
Telephone: 0800 023 4567 or 0300 123 9123
Website: www.financial-ombudsman.org.uk

Severability and Waiver

If any part of these Terms is found unenforceable, the remainder will continue in full effect.

Failure by Kingswood Law IFA Limited to enforce a right under these Terms does not waive that right in the future.

Changes to Terms

We may update these Terms from time to time. Changes will be effective when posted on this Website. Continued use of the Website after changes are posted constitutes acceptance of the revised Terms.

Governing Law

These Terms are governed by the laws of England and Wales. Any disputes will be subject to the exclusive jurisdiction of the courts of the United Kingdom.